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WorldRemit, a leading digital cross-border payments company, has announced the winners of its latest Grainsmart franchise to help customers enable their beneficiaries to start a business in the Philippines. Customers qualified for the promotion by sending money to the Philippines and nominating a beneficiary of their choice. Winners include frontline healthcare workers and teachers from a number of countries including the United States, Australia, Canada, New Zealand, Norway, Sweden and the United Kingdom. Beneficiaries will now open Grainsmart stores in the Philippines, including Cebu, Davao, San Carlos and Tagum City

We were delighted to give the recipients the great opportunity to start a business that will help them support their families and become more financially stable. The franchisees have the opportunity to expand these businesses and potentially create employment opportunities for members of the wider community. This underscores our commitment to helping Filipino workers overseas support loved ones at home, said Earl Melivo, Country Director for the Philippines at WorldRemit.

Benjamin Batac, CEO of Grainsmart added: It is an honor to work with a company like WorldRemit that shares our values. With many of the franchise agreements already signed, this funding will create sustainable jobs and also provide much-needed support to Filipino farmers, many of whom are facing challenges due to the pandemic and recent natural disasters.

Winner and beneficiary Mayvonne Morales said I was born and raised in Cebu, but have lived in Las Vegas for 30 years. Supporting the Filipino culture, family and friends is very important to me. I still can’t believe I won this Pangkabuhayan Prize! It all started when I received a message from a childhood friend in the Philippines asking for financial help because her mother was hospitalized with kidney problems. I know what it is like to have kidney problems because I went through it in January 2015. So I sent money to my friend through WorldRemit as it’s only very convenient on my phone. It’s quick and only for a minute or two the recipient receives the money and most importantly, it has the highest exchange rate compared to other transfer companies I studied. After sending the money, I was immediately notified that the transaction was successfully completed. Then another screen popped up asking if I would like to enter a raffle for Pangkabuhayan in the Philippines. I filled out, sent and forgot the form which was sometime in November 2020. I have been visiting Cebu every year since 2015 to thank Senior Sto Nino for the gift of life. When I was diagnosed with acute kidney failure in 2015, it was the awakening moment in my life. I realized that this world is not just about me and my dreams. It’s about making a difference in my own way. I always set aside money for the Philippines so I could put it into projects that include donations for a child nutrition program and buying printers for an elementary school in northern Cebu. When I got the call that I had won the award, I thought it was a scam because I had wanted to open a rice or grocery store in the Philippines for so long! I am so happy with this opportunity given to me after my retirement to continue my journey here in the Philippines and touch people’s lives in my own way.

Winner Shirley Fe Torrecampo, who lives in Arizona with her husband, plans to move to Cabuyao Laguna where she will run the Grainsmart business. Shirley said: My husband Emmanuel and I have been teaching in the US for 5 years. We were scheduled to return to the Philippines last May but were unable to travel because of the border closings. We have been using WorldRemit since we moved to America and winning this competition feels like a fate! I’m really looking forward to opening the store and running our own business for the first time.

Each Grainsmart Franchise Business Package includes:

  • 60 bags (25 kg each) of rice
  • A tablet fully set up for a billing account
  • Business signage, marketing materials and other business supplies
  • An online training and mentoring program “to provide guidelines for building the business for success.

In addition to the COVID-19 pandemic, Filipinos also had to grapple with the devastation caused by Super Typhoon Goni and Typhoon Vamco, which displaced thousands and destroyed livelihoods.

Take advantage of competitive Philippine Peso exchange rates by visiting or downloading the app.

The winners were announced on the WorldRemit Facebook page (

More information is available at


WorldRemit is a leading digital cross-border payments company. We disrupted an industry that was previously dominated by offline legacy gamers by making international money transfers online to make them safer, faster and cheaper. We currently send from more than 50 countries to over 130 recipient countries, operate in 6,500 money transfer corridors worldwide and employ over 1,100 people worldwide.

On the transmission side, WorldRemit is 100% digital (cashless), which increases convenience and security. For those receiving money, the company offers a wide range of options including bank deposit, cash collection, mobile airtime recharge, and mobile money.

Supported by Accel, TCV and Leapfrog “WorldRemits is headquartered in London, UK, with regional offices in the US, Canada, Australia, New Zealand, Hong Kong, Singapore, Malaysia, the Philippines, South Africa, Somaliland, Uganda, Kenya. Rwanda, Tanzania, Zimbabwe and Belgium.

More information is available at

For media inquiries

Khristine Dela Cruz

Media Relations Manager


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